INSURANCE
 

PLAYER INSURANCE
 

ALL CLUBS MUST INSURE THEIR PLAYERS against injury when playing for their club.
Should a player wish to have his own personal insurance then the club must have a signed disclaimer for each player taking out personal insurance.
Any club found not to have relevant insurance will be liable to a fine of £100.00 which will be imposed by the West Riding County Football Association
Full details of the Leeds FA Accident Fund and an Application Form can be found on this page.

  

ACCIDENT FUND RULES MANAGEMENT

 
1. The organisation and control of this accident fund is entirely under the jurisdiction of the LEEDS & DISTRICT FOOTBALL ASSOCIATION and clubs or individuals are only allowed to participate on the understanding that they will adhere strictly to the regulations and instructions set out here.  The Association shall have the power to deal with any matter concerning the Fund not provided for in these rules.

 
MEMBERSHIP
2.  Applications for membership will only be considered from amateur clubs affiliated to the West Riding County Football Association and such other clubs and associations that the rules committee may approve.
 
PREMIUMS
3.  Clubs may insure their players for the season at one of the following rates:
A £ 120.00 per team C £ 200.00 per team
B £ 160.00 per team D £ 240.00 per team
which may be paid in one sum or two equal sums, the first on admission and the second not later than 1st November, or they may insure for any match at one of the following rates:
A £ 6.00 per team C £ 10.00 per team
B £ 8.00 per team D £ 12.00 per team
Leeds Floodlit League teams please apply for special rates for playing on the all-weather pitch
 
4.  If the envelope containing the premium does not bear a postmark before the time of kick-off fixed for the match, the insurance will not be effected.   Premiums should be posted early in the week.   A stamped addressed envelope must be enclosed for return of receipt.
 
5. Where a match, for which the premium has been paid, is not started, the premium will be carried forward to another date, provided the club forwards to the Secretary of the Fund, within three days, proof of the cancellation signed by the Referee or Competition Secretary.
 
6.  There will be an administration charge of £20.00 to be levied on any club at fault for any 'represented' or 'refer to drawer'  cheque.
 
7.  Practice matches between teams of the same club and matches in workshops, medal or similar competition shall not be covered by this fund.
 
Certain approved competitions are, however, eligible for insurance, at rates available from the Secretary of the Fund.
 
BENEFITS
8.  Members who, through accidental injury sustained during the progress of a recognised affiliated match, are rendered unfit to follow or to seek employment for at least one complete week, shall be entitled to receive benefit for a maximum of 24 weeks at one of the following rates:
A £ 36.00 per week C £ 60.00 per week
B £ 48.00 per week D £ 72.00 per week
Players who are not eligible to play,  i.e. not registered or playing under County FA suspension, will not be able to claim benefit under the Accident Fund.
 
For the purpose of interpretation of this rule the progress of a match excludes the interval at half time.   No claim will be admitted in respect of accidents sustained during such interval or before the kick-off or after the conclusion of the match.
 
No player shall receive benefit for a day on which he plays football and the act of playing shall automatically terminate the claim.   This means that a player who is injured in a Saturday match, and plays on the following Saturday, is not entitled to any benefit as he has not been incapacitated for a full week.
 
A sum of £ 2,500 will be paid to the next of kin of any player who dies as a direct result of any injury sustained in a match covered by this Fund, provided the accident has been reported within the time prescribed by and otherwise in accordance with Rule 11 and the death occurs within one calendar month of the date on which the accident took place.
A sum of £ 1,000 will be paid to any player who, as a direct result of any injury sustained in a match covered by this Fund, suffers the total and permanent loss of one or two limbs or eyes, provided the accident has been reported within the time prescribed by and otherwise in accordance with Rule 11.
 
9.  Benefits will be paid to payers through the Secretary of the club and no second or subsequent payment will be made unless the receipt for the previous payment has been sent to the Secretary of the Fund.   On termination of the claim the final receipt must be sent to the Secretary.  Failure to do so will disqualify any further claim by the same club.
 
10.  Participation in the benefits of this Accident Fund does not disqualify the injured player from receiving National Health Insurance Benefits also.
 
CLAIMS
11.  All claims shall be reach the Secretary of the Fund within four days of the accident and shall be made on the Fund's official form, signed by the referee and by a certificate signed by a Medical Practitioner, and clearly stating the nature of the injury and that the player is incapacitated from following or seeking employment.   A Social Security Claim Form signed only by the player himself will not be admissible in place of a medical certificate in support of the claim made to this Fund.
 
No claim will be entertained where this or any other rule has been transgressed in any way.
 
12.  A second medical certificate must be forwarded when the player has been incapacitated one week and no benefit is payable until this second certificate is received.
 
Further certificates must be produced during the course of the claim and a final signing off certificate must be produced when the claim is completed.
 
13.  No player who has received benefit from the Fund shall be entitled to participate in the Fund again until 14 days have elapsed from the completion of this previous claim.
 
14.  Dental costs are not covered by this Fund.
 
15.  The Committee of the players club shall be held responsible for the genuineness of any claim and, where the fraud is discovered, the Association shall have the power to deal with the matter by taking legal action, or in any other way.
 
It is a breach of F.A Rules for an amateur to receive the proceeds of any benefit match, subscription or collection without the prior consent of his Local Association.   Such consent is not necessary for the benefits paid from this Accident Fund.